Privacy Policy

About this Policy

This policy sets out how Clutch Industries Pty Ltd (4Terrain) collects, uses and discloses your personal information. If you disclose personal information to third parties this policy will not apply and you will be subject to the privacy policy of that third party. By accessing or using the 4Terrain Clutch website, you agree to the collection, use and disclosure of your personal information in the manner described in this policy.Words defined in the 4Terrain Terms and Conditions of Use have the same meaning in this Privacy Policy

Clutch Industries (4Terrain) is bound by the Privacy Act (1988).


Clutch Industries collects personal information to assist it and its related bodies corporate to conduct their activities and provide the range of services they offer. Personal information collected by Clutch Industries may include:

  • identification details, which may include name, birth date, gender, security questions and answers.
  • contact information which may include email address and mobile phone number
  • bank account and credit account details.
  • user IDs and passwords.
  • services provided to you, including saved items and searches
  • business information, such as ABN and licence number.
  • information submitted in applying for or requesting a finance or insurance related product.
  • information about the devices on which you visit the Clutch Industries website, and your activities on that and associated sites.
  • third party account details (for example where you sign in through a social network).
  • social profile information.
  • records and content of communications with Clutch Industries or any other person including records and content using Communications Services (as that term is defined in Clutch Industries’ Terms and Conditions of Use).  Please note that such records and content may be stored and scanned by Clutch Industries. and
  • information obtained as a result of your use of our mobile website or application such as geo-locations and unique device identifiers.


Clutch Industries collects personal information in a number of ways, including:

  • directly from you when you provide information directly to Clutch Industries in person, by phone or in writing (whether electronic or otherwise) for example when you purchase an item on one of our websites; or in a contract with your business to provide you with our products or services.
  • directly from you when you communicate with Clutch Industries or any other person using Clutch Industries Communications Services.
  • from third parties such as:
  • Clutch Industries’ related companies; resellers of Clutch Industries services and service providers to Clutch Industries.
  • operators of linked or served web sites, applications and advertising on the Clutch Industries’ website and associated sites.
  • social networks where you choose to share that information when creating an account.
  • third party data providers who have been directed by you to send us information on your behalf.
  • through use of Clutch Industries’ proprietary software in which personal information is stored.
  • from organisations identified or described under the heading “How is personal information disclosed.


  • Your personal information may be used for the following purposes:
  • to maintain appropriate business records.
  • to research, develop, improve and use within Clutch Industries products and services and by its outsourced service providers to provide and improve their services.
  • to pre-populate / customise / provide shortcuts on our websites.
  • to conduct surveys to determine use and satisfaction with Clutch Industries services.
  • to generate statistics in relation to Clutch Industries.
  • for the purposes of feedback, reviews and ratings.
  • to promote and market special offers and other services to you (if you do not want to receive these, please let us know by clicking here).
  • for purposes connected with the operation of the Clutch Industries website.
  • for staff training and quality assurance.
  • to personalise the site experience and / or the advertising you see when you visit the Clutch Industries website or other associated websites.
  • to contact winners of trade promotions run by Clutch Industries


Clutch Industries may disclose personal information to individuals and organisations other than Clutch Industries. The organisations to which we may disclose personal information include:

  • Clutch Industries’ staff and Clutch Industries’ related bodies corporate and their staff
  • the public if you advertise with Clutch Industries or use publicly available Communications Services
  • individuals and organisations that advertise with Clutch Industries if you acquire any products or certain services through Clutch Industries – depending on your purchase these may include.
  • Clutch fitting service providers.
  • transportation service providers.
  • payment services providers.
  • outsourced service providers who assist any of the above persons to provide services.

If you do not want Clutch Industries to disclose your personal information to these individuals and organisations, you should not submit your personal information on the Clutch Industries website or acquire those products or services.

Outsourced service providers who assist Clutch Industries to provide its services including:

  • information technology providers.
  • marketing and market research advisers; and
  • professional advisers; and
  • payment platforms.
  • entities to whom you request we send your information.
  • resellers of Clutch Industries services.
  • organisations involved in a sale/transfer of Clutch Industries’ assets, business or shares
  • to assist government or regulatory authorities or police.
  • as we are required by law, for example pursuant to a subpoena.

Where Clutch Industries provides information to a third party at your request, you acknowledge that your information will be handled by that third party in accordance with its privacy policy and not in accordance with the Clutch Industries privacy policy.


Clutch Industries strives to maintain accurate and up-to-date records. To facilitate this, please let us know if any of your details change. You may update certain personal information through your membership account (if you have one) or contact us at [email protected]. Clutch Industries may destroy or de-identify personal information once the information is no longer deemed required by the business.


You generally have a right to access your personal information, subject to a few exceptions provided by law. If you wish to access your personal information please contact us at  [email protected]. Please remember to provide as much detail as you can as this will help us to find the information. There is no charge for this service, however you may be required to verify your identity before any information is released to you. Please note that depending on the volume or nature of the information required, it may take a number of days to fulfil the request.


Clutch Industries takes reasonable steps to protect personal information collected from misuse, loss, unauthorised access, modifications or disclosure. Your personal information may be stored in hard copy documents, but is generally stored electronically on Clutch Industries’ sales’ systems.


Some of Clutch Industries ‘ service providers are located outside of Australia, including in the United States of America and Canada. It may be necessary to disclose your personal information to those service providers for some of the purposes listed above. By providing Clutch Industries with your personal information, you consent to the disclosure / transfer of your personal information outside of Australia as set out in this privacy policy.


You may deal with Clutch Industries anonymously by using a pseudonym, unless Clutch Industries is required or authorised by law to deal only with an identified person, or it is impracticable for us to respond to you if you have not identified yourself.


If you choose not to provide personal information when requested, Clutch Industries may not be able to provide you with the full range of Clutch Industries services.


When you visit a website or use an application on the 4Terrain website and associated sites, Clutch Industries records anonymous information such as IP address, time, date, referring url, and other referral information, device information and location, carrier, site interactions such as your access to website features, pages accessed, content, searching activities, lead submission, and files accessed and downloaded, type of browser and operating system.

Such information collected by Clutch Industries may be linked to other information Clutch Industries holds about a user, compiling a complete profile about Clutch Industries users’ browsing activities on the 4terrain website and associated sites.

Clutch Industries may use third party advertising companies to collect data and/or serve ads when you visit the 4Terrain website and associated sites. These companies may use information (not including your name, address, email address or telephone number) about your visits to websites in order to provide advertisements about good and services of interest to you.  If you would like more information about this practice and to know your choices about not having this information used by these companies, visit

Clutch Industries uses “cookies” and other methods to collect and store the information set out above. A cookie is a small file that stays on your computer until, depending on whether it is a sessional or persistent cookie, you turn your computer off or it expires (this may be as little as 30 days or up 2 years, or longer in some cases). Cookies may be used by Clutch Industries or by service providers engaged by Clutch Industries to provide you with the full range of services it offers, remember your preferences, remember the sites you visit on the Clutch Industries website and associated sites, measure and analyse usage of the Clutch Industries website and associated sites for security. Persistent cookies may be used to identify the sites you visit on the Clutch Industries website and associated sites and to personalise the advertising that you see when you make future visits to those sites or other sites or platforms. Cookie data may be sold, licensed or otherwise provided to third parties for sale via advertising exchanges for this purpose. You may adjust your Internet browser settings to disable cookies. If cookies are disabled Clutch Industries may not be able to provide you with the full range of Clutch Industries services.

The 4Terrain website and associated sites may include links to third party web sites, co-branded web sites and applications and advertising served to the Clutch Industries Website by third parties (Linked Sites). The operators of Linked Sites may collect personal information through the use of cookies and otherwise. Clutch Industries is not responsible for Linked Sites and recommends you read the privacy policy of Linked Sites before disclosing your personal information.


This policy may change over time. All changes will be published on this website.